Give to Caesar what is Caesar's -- that, in a nutshell, is the purpose of the Caesars Rewards® Visa® Credit Card. Indeed, though it's packed with bonuses and rewards, you need to be a higher spender at establishments within the Caesar Entertainment group to make this card worth choosing over other travel credit cards. If that sounds like you, let's break down what it offers and see if it deserves a place in your wallet.
Ratings Methodology
Caesars Rewards® Visa® Credit Card
Rating image, 3.50 out of 5 stars.
3.50/5Our ratings are based on a 5 star scale.5 stars equals Best.4 stars equals Excellent.3 stars equals Good.2 stars equals Fair.1 star equals Poor.We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs. = Best = Excellent = Good = Fair = Poor
Rating image, 3.50 out of 5 stars.
3.50/5Our ratings are based on a 5 star scale.5 stars equals Best.4 stars equals Excellent.3 stars equals Good.2 stars equals Fair.1 star equals Poor.We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs. = Best = Excellent = Good = Fair = Poor
Credit Score:Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.
Recommended Credit Score required for this offer is: Good (670-850)
Poor
Fair
Good
Excellent
300-579
580-669
670-739
740-850
Credit ScoreFalling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.
Good (670-850)
Regular APR
32.24%, 27.24%, or 23.24%, variable
Rewards5 reward credits for every $1 spent at Caesars Rewards resorts and casinos. 2 reward credits for every $1 spent on restaurants, travel and entertainment. 1 reward credit for every $1 everywhere else Visa is accepted and cash advances.
1x-5x reward credits
Annual Fee
$0
Welcome OfferSpend $1,000 outside of a Caesars Rewards destination within the first 90 days of approval to earn 10,000 Reward Credits® and 2,500 Tier Credits.
10,000 Reward Credits® and 2,500 Tier Credits
Earn 5 Rewards Credits at Caesar Rewards resorts and casinos, plus a chance to get multiple bonus offers within your card's first year.
- Multiple bonus offers
- Extra rewards for Caesar resorts and casinos
- No annual fee
- Lackluster bonuses
- No intro 0% APR
- Foreign transaction fee
Credit card comparison
We recommend comparing options to ensure the card you're selecting is the best fit for you. To make your search easier, here's a short list of standout credit cards.
| Offer | Our Rating | Welcome Offer | Rewards Program | APR | Learn More |
|---|---|---|---|---|---|
Wells Fargo Active Cash® Card | Rating image, 5.00 out of 5 stars. 5.00/5Our ratings are based on a 5 star scale.5 stars equals Best.4 stars equals Excellent.3 stars equals Good.2 stars equals Fair.1 star equals Poor.We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs. | $200 cash rewardsEarn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months. | 2% cash rewardsEarn unlimited 2% cash rewards on purchases. | Intro:0% intro APR for 12 months from account opening on purchases and qualifying balance transfers Purchases: 0% intro APR, 12 months from account opening Balance Transfers: 0% intro APR, 12 months from account opening on qualifying balance transfers Regular:20.24%, 25.24%, or 29.99% Variable APR | |
Discover it® Cash Back | Rating image, 5.00 out of 5 stars. 5.00/5Our ratings are based on a 5 star scale.5 stars equals Best.4 stars equals Excellent.3 stars equals Good.2 stars equals Fair.1 star equals Poor.We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs. | Discover will match all the cash back you’ve earned at the end of your first year.N/A | 1% - 5% CashbackEarn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases—automatically. | Intro: Purchases: 0%, 15 months Balance Transfers: 0%, 15 months Regular:18.24% - 28.24% Variable APR | |
Bank of America® Travel Rewards credit card Apply Now for Bank of America® Travel Rewards credit card OnBank of America'sSecure Website. | Rating image, 4.00 out of 5 stars. 4.00/5Our ratings are based on a 5 star scale.5 stars equals Best.4 stars equals Excellent.3 stars equals Good.2 stars equals Fair.1 star equals Poor.We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs. | 25,000 points25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases | 1.5 points per dollarEarn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees, and your points don't expire as long as your account remains open. | Intro:0% Intro APR for 15 billing cycles for purchases. 0% Intro APR for 15 billing cycles for any balance transfers made in the first 60 days. After the intro APR offer ends, 19.24% - 29.24% Variable APR on purchases and balance transfers will apply. A 3% fee for 60 days from account opening, then 4% fee applies to all balance transfers. Purchases: 0% Intro APR for 15 billing cycles for purchases Balance Transfers: 0% Intro APR for 15 billing cycles for any balance transfers made in the first 60 days Regular:19.24% - 29.24% (Variable) | Apply Now for Bank of America® Travel Rewards credit card OnBank of America'sSecure Website. |
Full Caesars Rewards Card review
This credit card is a good fit for: Caesar loyalists who play frequently at its casinos, stay at its hotels or resorts, and have a large annual spending there.
Top perks
For those who play or stay frequently at Caesar resorts and casinos, this credit card has a few bonuses for you. Here's how the perks break down.
Rewards program built for Caesar loyalists
It's no secret: the Caesars Rewards® Visa® Credit Card will reward you most when you use it to cover spending at Caesar establishments. Here's how the earning rates break down.
- 5x Rewards Credits per $1 spent at Caesars Rewards resorts and casinos
- 4x Rewards Credits per $1 at participating Caesar Rewards Dining restaurants
- 2x Rewards Credits per $1 spent on restaurants, travel, and entertainment
- 1x Reward Credit per $1 spent everywhere else
- 1x Reward Credit per $1 spent on cash advances
That last rate is unique. Most rewards credit cards don't earn extra rewards on cash advances. While we don't encourage cash advances on credit cards (more on that below), earning rewards could offset some of the costs if you absolutely must use your credit card to withdraw cash.
Multiple welcome bonuses
The Caesars Rewards® Visa® Credit Card offers new cardholders two distinct bonuses.
- Earn 10,000 Reward Credits® and 2,500 Tier Credits when you spend $1,000 outside of Caesars Rewards destinations within the first first 90 days of getting approved for the card.
- Earn 2,500 Tier Credits and Upgrade to Platinum Status when you use your card once outside of Caesar Rewards destinations within 90 days of getting approval. Platinum Status comes with complimentary valet service and 15% off at participating casino gift shops.
Ongoing annual bonuses
In addition to the welcome bonus, this card also has two bonuses available to cardholders annually.
- 5,000 Tier Credits when you spend $5,000 within a calendar year. This would automatically give you Platinum Status.
- 15,000 Rewards Credits when you spend $50,000 within a calendar year.
What could be improved
Despite its perks, this card falls short in several key areas.
Ridiculously low bonuses
For a card that's built for high rollers, its bonuses are a little wimpy. In fact, among other travel credit cards we've reviewed, this card's welcome bonus is about as low as you can get.
The value of your Rewards Credits will depend on how you use them, but you'll typically get $1 in value for every 100 to 300 RCs you redeem. That means, your 10,000 RC bonus could bring you about $33.33 to $100. That's nothing special, especially when compared with the rewards on other hotel credit cards.
Rewards you for cash advances
As mentioned above, this card will give you 1 RC for every $1 you withdraw on a cash advance. While it's unusual for credit cards to earn rewards in this way, the perk isn't so glamorous when you consider the card's egregious APR for cash advances, which can be as high as 33.24%. This is the interest you'll pay from the moment you withdraw cash with your card (there's no grace period) and could easily wipe out any rewards you earn.
On top of that, you'll also pay a cash advance fee equal to $5 or 3% of the amount withdrawn, whichever is greater.
It's important to keep this in mind, using your credit card to withdraw cash can be expensive and is generally unwise. Weigh the cons carefully before you use a credit card to get cash, as it could leave you with more debt than rewards.
Tier credits reset each year
The card may give you automatic Platinum Status when you spend $0.01 within the first 90 days. But keep in mind that your status resets on Jan. 1 of every year. The best way to maximize your Platinum Status, then, would be to apply for this card at the beginning of a calendar year.
Rewards Credits expire
To keep your Rewards Credits fresh, you have to use your Caesars Rewards® Visa® Credit Card at least once every six months. If you don't, your entire RC balance will be erased.
Foreign transaction fee
If you use this card outside the U.S., you'll pay a foreign transaction fee equal to 3% of each transaction in U.S. dollars.
Suggested credit score
You should aim to have good credit (or a FICO® Score of at least 670) if you want a chance at getting the Caesars Rewards® Visa® Credit Card. That said, approval isn't based solely on your credit score. Your full credit profile and income will also be analyzed. So even if you have excellent credit -- but have had multiple hard inquiries recently -- there's still a slight chance you could be denied.
The Caesars Rewards Card is right for you if:
- You play or stay frequently at Caesar casinos or resorts.
- You would rather earn Rewards Credits on your spending than cash back or miles.
Our credit card methodology
At The Motley Fool Ascent, we rate credit cards on a five-star scale (1 = poor, 5 = best). Our rating criteria includes rewards rates, welcome bonuses, fees, and perks like travel credits and 0% intro APR offers to evaluate our ratings.
We combine these factors with an evaluation of brand reputation and customer satisfaction to ensure you're getting the best card recommendations. Learn more about how The Ascent rates credit cards.
FAQs
Rewards Credits are comps you can use toward rooms, food, shopping outlets, and other purchases at Caesar Rewards resorts and casino. Tier Credits apply toward your status within Caesar's rewards program (Gold, Platinum, Diamond, or Seven Stars).
No, it doesn't. That said, if you spend $5,000 on your Caesars Rewards® Visa® Credit Card within a calendar year, you'll automatically get Platinum Status.
They're the same rewards program. Caesar Rewards replaced Total Rewards in 2019.
