How to Submit an American Express Insurance Claim (2024)

Call us first if you have a travel medical emergency:

Toll-free from US & Canada

1-800-243-0198

From anywhere in the world

(905) 475-4822

Travel

You are now leaving this American Express website and will transfer to the Royal & Sun Alliance Insurance Company of Canada(RSA) website.

RSA is responsible for handling your claim. All of the information you provide will be subject to the RSA Privacy Policy that can be found on their website. Claims are subject to terms, conditions, limitations and exclusions as outlined in the Certificate of Insurance.

Please continue to the RSA website by clicking continue below.

Toll-free from US & Canada

1-800-243-0198

From anywhere in the world

905-475-4822

You are now leaving this American Express website and will transfer to the Royal & Sun Alliance Insurance Company of Canada(RSA) website.

RSA is responsible for handling your claim. All of the information you provide will be subject to the RSA Privacy Policy that can be found on their website. Claims are subject to terms, conditions, limitations and exclusions as outlined in the Certificate of Insurance.

Please continue to the RSA website by clicking continue below.

You are now leaving this American Express website and will transfer to the Royal & Sun Alliance Insurance Company of Canada(RSA) website.

RSA is responsible for handling your claim. All of the information you provide will be subject to the RSA Privacy Policy that can be found on their website. Claims are subject to terms, conditions, limitations and exclusions as outlined in the Certificate of Insurance.

Please continue to the RSA website by clicking continue below.

Toll-free from US & Canada

1-800-243-0198

From anywhere in the world

905-475-4822

For Inquiries:

1-877-777-1544

For Claims :

Toll-free from US & Canada

1-877-772-7797

You are now leaving this American Express website and will transfer to the Royal & Sun Alliance Insurance Company of Canada(RSA) website.

RSA is responsible for handling your claim. All of the information you provide will be subject to the RSA Privacy Policy that can be found on their website. Claims are subject to terms, conditions, limitations and exclusions as outlined in the Certificate of Insurance.

Please continue to the RSA website by clicking continue below.

Toll-free from US & Canada

1-800-243-0198

From anywhere in the world

905-475-4822

Rental Car, Credit Card and Mobile Device

You are now leaving this American Express website and will transfer to the Royal & Sun Alliance Insurance Company of Canada(RSA) website.

RSA is responsible for handling your claim. All of the information you provide will be subject to the RSA Privacy Policy that can be found on their website. Claims are subject to terms, conditions, limitations and exclusions as outlined in the Certificate of Insurance.

Please continue to the RSA website by clicking continue below.

Toll-free from US & Canada

1-800-243-0198

From anywhere in the world

905-475-4822

You are now leaving this American Express website and will transfer to the Royal & Sun Alliance Insurance Company of Canada(RSA) website.

RSA is responsible for handling your claim. All of the information you provide will be subject to the RSA Privacy Policy that can be found on their website. Claims are subject to terms, conditions, limitations and exclusions as outlined in the Certificate of Insurance.

Please continue to the RSA website by clicking continue below.

Toll-free from US & Canada

1-800-243-0198

From anywhere in the world

905-475-4822

You are now leaving this American Express website and will transfer to the Royal & Sun Alliance Insurance Company of Canada(RSA) website.

RSA is responsible for handling your claim. All of the information you provide will be subject to the RSA Privacy Policy that can be found on their website. Claims are subject to terms, conditions, limitations and exclusions as outlined in the Certificate of Insurance.

Please continue to the RSA website by clicking continue below.

Toll-free from US & Canada

1-800-243-0198

From anywhere in the world

905-475-4822

You are now leaving this American Express website and will transfer to the Royal & Sun Alliance Insurance Company of Canada(RSA) website.

RSA is responsible for handling your claim. All of the information you provide will be subject to the RSA Privacy Policy that can be found on their website. Claims are subject to terms, conditions, limitations and exclusions as outlined in the Certificate of Insurance.

Please continue to the RSA website by clicking continue below.

Toll-free from US & Canada

1-800-243-0198

From anywhere in the world

905-475-4822

Travel

Toll-free from US & Canada

1-877-777-1544

From anywhere in the world:

905-475-4822

Toll-free from US & Canada

1-877-777-1544

From anywhere in the world:

905-475-4822

Toll-free from US & Canada

1-844-780-0501

Collect from anywhere in

the world:

(819) 780-0501

Rental Car & Credit Card

You are now leaving this American Express website and will transfer to the Assurant website.

Assurant is responsible for processing your insurance claim. All the information you provide will be subject to Assurant’s Privacy Policy that can be found on their website.

Insurance benefits are subject to terms, conditions, limitations, and exclusions as outlined in the Certificate of Insurance.

To file a claim, please download and complete the relevant form(s). Then upload, fax, or mail the form(s) to the insurer.

File a Claim

Frequently Asked Questions

Not sure about what coverages are available on your Card?Visit our Review Your Coverage pageand select your Card to learn more.

You can also find additional information on available coverages in the Certificate of Insurance mailed to you. You can request another copy of your Certificate of Insurance by contacting American Express at the number on the back of your Card or by downloading a copy onyour Card’s Review Your Coverage page.

For additional information on travel insurances you have purchased, please visit ourfrequently asked travel questions page.

For additional information regarding the Account Protector Ultimate insurance coverage you have enrolled in, please visit:https://www.americanexpress.com/en-ca/insurance/account-protection/faqs

How to Submit an American Express Insurance Claim (1)

  1. Underwritten by Royal & Sun Alliance Insurance Company of Canada. You may contact the insurer at1-888-877-1710in Canada and the U.S. or visitwww.rsagroup.ca.
  2. Underwritten by Chubb Life Insurance Company of Canada (“Chubb Life”). You may contact the insurer at1-877-777-1544in Canada or visitwww.chubb.com/ca.
  3. Amex®Travel Insurance is optional group travel insurance underwritten by Royal & Sun Alliance Insurance Company of Canada. You may contact the insurer at1-888-877-1710in Canada and the U.S. or visitwww.rsagroup.ca. In this outline, we have given a brief description of just some of the benefits available under Amex®Travel Insurance. All insurance coverage is subject to the terms and conditions of the Group Policy issued to Amex Bank of Canada and the applicable limitations and exclusions described in the Certificate of Insurance issued upon enrollment. Please read the Certificates of Insurance carefully. Amex Bank of Canada identifies insurance providers and products that may be of interest to some of its customers. In this role we do not act as an agent or fiduciary for you, and we may act on behalf of the insurance provider, as permitted by law. We want you to be aware that we receive compensation from insurance providers and our compensation may vary by provider and product. We do not require you to purchase any insurance product, and you may choose to cover your insurance needs from other sources on terms they may make available to you.

AMEX®Account Protector Ultimate is underwritten by American Bankers Life Assurance Company of Florida (ABLAC) and American Bankers Insurance Company of Florida (ABIC) under Group Master Policy numbers 0708APUL and 0708APU. ABLAC, ABIC, their subsidiaries, and affiliates carry on business in Canada under the name of Assurant®*. ®Assurant is a registered trademark of Assurant, Inc.

† All insurance coverage is subject to the terms and conditions of their respective master policies. Certain limitations, exclusions and restrictions apply. Please read your Certificates of Insurance carefully.

®, TM: Used by Amex Bank of Canada under license from American Express.

How to Submit an American Express Insurance Claim (2024)

FAQs

How to file trip insurance claim AmEx? ›

To file a claim, you'll need to contact your benefit administrator. The phone number and timeframe will vary according to the type of insurance you're using: Trip cancellation, interruption or delay insurance: Within 60 days, call 844-933-0648. Baggage insurance: Within 30 days, call 800-228-6855 or online.

How to file a claim with AmEx car rental insurance? ›

If a rental vehicle you've charged to your Card is damaged or stolen, file a claim as soon as possible online or by calling 1-800-338-1670. Provide copies of your rental car agreement, insurance information, repair bills, and police or incident reports. We'll review your claim, which typically takes about 45 days.

How do I contact AmEx about a claim? ›

How Do I File a Claim? You can file your claim online or by giving us a call at 1-800-228-6855; if international, call collect at 1-303-273-6498. You will be asked certain questions about your claim at that time.

How do I file a warranty claim with American Express? ›

How to file an extended warranty claim
  1. Online at americanexpress.com/onlineclaim.
  2. Over the phone by calling 1-800-228-6855.
May 17, 2024

How long do you have to claim AmEx travel insurance? ›

Lodge your claim via the Chubb Claim Centre for American Express. Advise all claims to Chubb within 30 days of a claim event or as soon as reasonably practicable.

How long do you have to file a claim with AmEx? ›

Covered Purchases

You need to try to return the item to the original retailer within 90 days of the purchase date, and you need to contact Amex within 90 days of the purchase date to initiate the claim.

Does the American Express Platinum card cover rental car insurance? ›

You'll receive coverage when paying for your car rental with The Platinum Card® from American Express, Membership Rewards points, or Pay with Points. This means you're covered, even if you redeem points to pay for your rental car.

Is Amex rental car insurance primary or secondary? ›

Note that AmEx car rental insurance is secondary, which means it'll reimburse you only after all other insurance has paid out. This includes any personal insurance that you have.

How to file an American Express phone insurance claim? ›

How to file an AmEx cell phone protection claim
  1. Your card statement showing the wireless service payment for the month preceding the date of your loss or damage.
  2. A copy of your wireless service provider bill.
  3. A copy of your purchase receipt for your phone.
Jan 12, 2023

How to claim Amex Platinum travel insurance? ›

To learn more about your Platinum Travel Insurance, please click here. If you are not already enroled, you can do so by making a claim via the Insurance Benefit Centre. To report a claim or receive assistance please call 0800 917 8054 or in a medical emergency call +44 (0) 20 3126 4109.

How to claim Amex? ›

In order to report a non-emergency claim, please visit americanexpress.com/uk/insuranceportal or call: +44 (0) 345 841 0059 for Purchase Protection, Refund Protection and Travel Accident; or 0800 917 8020 for Travel Inconvenience.

How to file a purchase protection claim with American Express? ›

Notice of Claim should be provided to Us within thirty (30) days of the Covered Incident. You may contact the Company by calling toll-free stateside 1-800-322-1277 or, if from overseas, by calling collect 1-303-273- 6498.

Can American Express help me get a refund? ›

If you try to return an eligible item within 90 days from the date of purchase and the merchant won't take it back, American Express may refund the full purchase price, up to $300 per item, excluding shipping and handling charges related to the item purchased, and up to a maximum of $1,000 per Card Member account p er ...

How long does American Express warranty last? ›

When an American Express® Card Member charges a Covered Purchase with his or her Eligible Card, Extended Warranty can provide up to one extra year added to the Original Manufacturer's Warranty. Applies to warranties of 5 years or less.

How long does it take to get purchase protection from AmEx? ›

How long does an American Express purchase protection claim take? The terms say that you should receive payment within 30 days of an approved claim.

Does AmEx automatically give travel insurance? ›

Automatic Cover

Automatic travel insurance is available for travellers between the age of 3 months and 74 years. Automatic travel insurance does not include cover for any pre-existing medical conditions and may not include certain hazardous activities.

Does American Express offer travel compensation? ›

American Express only offer Medical Assistance and Expenses, Cancelling, Postponing and Abandoning Your Trip, Cutting Short Your Trip, Personal Belongings, Money and Travel Documents and Legal Assistance and Compensation (pursuit) insurance underwritten by Inter Partner Assistance.

How do I claim travel insurance compensation? ›

Contact your insurer as soon as possible and ask them to send you a claim form. They may be able to email this to you to speed things up. Complete the claim form carefully and keep a copy for yourself. You'll need to include copies of all paperwork that will help your claim, including receipts or medical certificates.

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